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oneWallet

Africa’s Interoperable
Wallet for All

oneWallet is the foundational engine for mobile wallet and low-value payments interoperability across Africa, allowing users to transact across telcos and borders.

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Key Features

● USSD, QR, and API interfaces
● Real-time settlement for wallet-to-wallet transfers
● National switch and cross-border linkage
● Fraud & AML controls

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Benefits

● Enables borderless mobile money transactions
● Drives financial inclusion
● Supports micro-merchants and agents

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Use Cases

● P2P cross-border mobile transfers
● Inter-network merchant payments
● G2P social disbursements

Applicability
Matrix

Region

  • West/East Africa
  • Southern Africa

Applicability

  • Very High
  • High

Core Use

  • MoMo Interoperability
  • Agent & Wallet Interlinking
Let's Talk

Make mobile money truly
mobile with OneWallet

SAPA is at the center of Payments & Trade Infrastructure Modernization Layer across the Africa cluster.

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