SAPA | Transforming Africa's Digital Financial Infrastructure
SAPA | Transforming Africa's Digital Financial Infrastructure
SAPA | Transforming Africa's Digital Financial Infrastructure
Back

SAPAHub

Africa’s Unified
Payments Gateway

SAPAHub is the backbone of Africa’s payment messaging and interoperability framework. It ensures financial institutions, central banks, and regional switches can exchange ISO 20022-compliant messages in real time across the continent.

-

Key Features

● ISO 20022 message format compliance
● Scheme and RTGS interoperability
● Real-time routing and settlement coordination
● Integration layer for PAPSS, SEPA, FedWire, UPI

-

Benefits

● Standardized cross-border financial communication
● Reduces fragmentation across African payment ecosystems
● Enables seamless national and regional payment flows

-

Use Cases

● Routing between national payment switches
● Enabling cross-scheme transactions
● Linking PAPSS with local RTGS systems

Applicability
Matrix

Country Group

  • WAEMU / ECOWAS
  • SADC
  • EAC / COMESA
  • North Africa

Applicability

  • High
  • Medium
  • High
  • Medium

Key Function

  • PAPSS & RTGS Interlinking
  • ISO 20022 Gateway Integration
  • Scheme and Switch Messaging Layer
  • Cross-border Banking Message Router
Let's Talk

Connect Africa's payment
systems through SAPAHub

Contact Us

SAPA is at the center of Payments & Trade Infrastructure Modernization Layer across the Africa cluster.

This website stores cookies on your computer. Cookie Policy