Core Domains of PaFi Infrastructure
– Messaging & Interop
– Retail Payments
– FX & Liquidity
– Trade Infrastructure
– Compliance & Trust
– Data & Intelligence
– SAPAHub, TestHub
– oneWallet
– FX3D, SAPApay
– TradeX, TradeXport
– TrustNet
– DataHub
– Connects RTGS, PAPSS, SEPA, and national switches
– MoMo and QR interoperability across borders
– FX visibility, treasury ops, and multi-currency settlement
– Connects customs, ports, financiers, and insurers
– Shared KYB, AML, and fraud defense across institutions
– Policy, compliance, and liquidity data exchange engine
Our Statistics indicate the current
issues across different African countries
Area 1
Africa mobile money
Area 2
inward remittance
Area 3
intra Africa trade & payments
Area 4
international payments
We are on a mission to help Africa harmonize
its trade & payments infrastructure to accelerate a unified Africa market.
Our users matrix displays the various users’ perspectives that embolden us to go all out.
Key Impacts of SAPA
Enhanced Financial Inclusion:
– Reduction in the unbanked population from 57% to 30% within 5 years.
– Increased access to financial services for 500 million people, up from 200 million.
Cost Savings and Efficiency Gains
– Annual savings of $5 billion in intra-African trade.
– Annual savings of $30 billion in international trade.
– Reduction in transaction costs from 5-10% to 1-3% of transaction value.
Economic Growth and Job Creation
– Doubling of the fintech market value to $300 billion.
– Annual investment in fintech increasing to $5 billion.
– Job creation in the fintech sector increasing to 1.5 million jobs.
– Annual GDP growth contribution increasing to 3%.
Inclusion of Women and Youth
– Increase in women and youth as financial service users from 30% to 50%.
